Manual de oficina

De paoli

El Productor o agente independiente generalmente tiene algunos pocos empleados y necesita organizar su trabajo dividiendo las tareas administrativas u operativas de las comerciales y de marketing. Las actividades relacionadas a la gestión administrativa le permitirán operar su cartera con eficiencia, cumplir con aspectos regulatorios y, cuando esta eficiencia sea superadora, tener más tiempo para dedicarse a crecer. Es aquí donde comienzan las tareas más creativas y, podríamos decir, divertidas: las relacionadas a la comercialización

Para comenzar a definir un manual de oficina de un asesor de seguros es necesario en principio realizar una clasificación. En una primera categorización, identificamos que existen Organizaciones, Productores y Brokers que operan en el mercado. Por otro lado, puede hacerse una segunda clasificación en función al volumen de primas u operaciones que administre.
El Manual de Oficina que se describirá, aplica a Productores medianos y pequeños, ya que entendemos que las grandes Organizaciones y los Brokers poseen manuales de procedimientos, estructuras, tecnología y otras cuestiones de mayor escala.
El Productor o agente independiente generalmente tiene algunos pocos empleados y necesita organizar su trabajo dividiendo las tareas administrativas u operativas de las comerciales y de marketing.
Las actividades relacionadas a la gestión administrativa le permitirán operar su cartera con eficiencia, cumplir con aspectos regulatorios y, cuando esta eficiencia sea superadora, tener más tiempo para dedicarse a crecer. Es aquí donde comienzan las tareas más creativas y, podríamos decir, divertidas: las relacionadas a la comercialización
Es claro, entonces, que vamos a dividir este Manual de Oficina en dos partes: administración y comercialización.

Administración

El asesor de seguros necesita aprender algunas cuestiones relativas a una buena gestión administrativa y habilidades relacionadas al gerenciamiento.
Para poder gestionar eficientemente su cartera de negocios, necesita como primera medida registrar todo, siendo necesario para ello invertir en tecnología. Un buen sistema de gestión le permitirá registrar los datos de sus clientes, las cotizaciones que realice, las pólizas que emita, las comisiones que perciba, las cobranzas de las operaciones, los siniestros de sus asegurados, etc. La clave está en que no puede administrarse lo que no se registra.

A continuación desarrollaremos los ítems que nos permitirán comprender los pasos a seguir: memoria, formularios, tecnología, sistema operativo, comunicación de las novedades, capacitación y beneficios.

Memoria

Visitando a un Organizador de seguros para la elaboración de este artículo, sorprende la simpleza de un documento que tenía y cómo lo usaban todos los Productores de su Organización. Allí se entiende el valor agregado que ello les proporciona y definitivamente creemos que es un buen ejemplo a seguir. Es importante elaborar una “memoria del productor”. Si se puede llevar en una computadora, es lo ideal.

En esta memoria pueden mantenerse actualizados todos los contactos, las personas con las cuales cada Productor se relaciona en el mundo del seguro, por compañía y sector, teléfonos de línea, celulares, casillas de correo, etc. Datos de las aseguradoras, qué días y horarios opera, horarios de recepción de papelería, días en los cuales se procesan renovaciones automáticas, exigencias de presentación de documentos para siniestros, días en los que se pagan comisiones, convenios de cobranza, etc., etc. De esta manera le es posible especificar qué datos necesita pedir a un potencial cliente para cotizar un determinado ramo y producto.

Otro apartado es el destinado a los ramos de cada una de las compañías con las que trabaja: productos y coberturas disponibles, límites, excepciones, todo lo referido a exclusiones, o bien a las especificaciones de los manuales de suscripción. Todo ello debe presentarse lo más resumido y general posible, caso contrario, si el asesor opera con más de tres o cuatro compañías, se encontrará con dificultades en el mantenimiento y la actualización, dada la dinámica del negocio.

Un capítulo aparte e infaltable es el destinado a explicar qué dispone en la web cada aseguradora con la que trabaja. Allí es recomendable realizar un cuadro por ramo, donde se entienda qué se puede cotizar, emitir y denunciar, a la vez que indicar con qué medios electrónicos de pago se pueden cobrar las pólizas. Una información muy valiosa podría ser un cuadro en el cual se especifiquen los productos que se pueden cotizar o emitir por Internet, qué información es posible obtener vía interfase y cuál no.

Es un concepto similar al de una agenda, pero infinitamente más abarcativo.
Cuanto más organizada, completa y actualizada esté “mi memoria” podremos planificar mejor nuestro trabajo, sabremos como operar con cada entidad y, así, ahorraremos tiempos, ganaremos en servicio y haremos aún más eficiente nuestro trabajo.

Otra ventaja de este documento reside en que cualquier empleado nuevo que sume a mi oficina o nuevo Productor que colabore en el futuro en mi Organización disfrutará de un proceso de inducción más simple, fácil y autodidacta. Con sólo leer la “memoria”, o consultándola ante una necesidad, es posible garantizar una rápida capacitación, con las consecuentes ventajas.

Formularios

Además de la memoria, es importante contar con todos los formularios de las compañías con las cuales se está operando. Generalmente éstos están disponibles para bajar en sus web sites. Es aconsejable bajarlos una vez y almacenarlos en la PC, catalogándolos con alguna nomenclatura, de modo de ordenar por nombre o directorio. Por ejemplo: directorio “formularios_solicitud_emision”, almacenando dentro archivos que comiencen con el nombre de la compañía y luego la descripción del ramo (ej.: Liberty_Incendio). Construir esta biblioteca permitirá encontrar rápidamente la documentación necesaria para la gestión relacionada.

En el mercado existen diferentes sistemas para Productores que evolucionan en distinta medida, pero en general buscan satisfacer la operatoria del asesor de seguros. Su costo de adquisición e implementación suele no representar demasiado en términos económicos y en casi todos los casos es necesario abonar mensualmente una cuota que le permite mantener actualizada la aplicación, disfrutando tanto de cada mejora como de las interfases que muchos tienen con las aseguradoras.

En los últimos años, las compañías de seguros han invertido mucho en tecnología como elemento diferenciador y han desarrollado la interacción con los Productores a través de Internet, por entender que eso apoya su gestión tanto administrativa como comercial del negocio. En general las páginas web de las aseguradoras ofrecen la posibilidad de cotizar, emitir pólizas, denunciar siniestros, realizar consultas de distinto tipo, proceder a la liquidación de cobranzas y consultar sus cuentas corrientes, entre otros servicios.
El desafío del Productor consiste en operar electrónicamente con todas las compañías con las que trabaja, intentar realizar todas las operaciones posibles vía Internet y al mismo tiempo alimentar su propio sistema vía interfases.
Y el desafío no es menor porque las compañías han desarrollado sus extranets (web sites para externos en general) en distinta medida.
No todas las aseguradoras tienen todas las interfases necesarias con los sistemas de administración de cartera de productores y no siempre el productor invierte en estos aspectos vinculados a las ventajas de operar electrónicamente evitando la doble carga de datos (en el sistema de la compañía y en su sistema).

Veamos qué hay que tener en cuenta para su elección:

-Adoptar el que tenga más funcionalidades, aquel que nos permita realizar la mayor cantidad de operaciones de nuestro negocio, el que vaya creciendo en servicios con el tiempo y se vaya actualizando a medida que las tecnologías avanzan, con interfaces sólidas e interactúe con la mayor cantidad de aseguradoras con que el Productor opera.
– Utilizar los web sites de la compañías.
– Invertir en lograr que la información que se carga en los web sites de las Compañías baje a su sistema vía interfase.
-Aprovechar todo lo que pueda bajar de la extranet de la aseguradora al sistema individual del Productor. Cuanta más información, mejor. Ya hablaremos al respecto más adelante.
La recomendación parece trivial, pero en nuestra experiencia encontramos casos de Productores que registran poco o nada. Casos donde usan planillas y hasta en muchas oportunidades software sin licenciamiento, con los inconvenientes que eso puede acarrear.
Otras veces, para cumplir con aspectos regulatorios como los libros que exige la SSN ante una inspección, comienzan a solicitar información a las aseguradoras para construirlos reactivamente.

De esta manera, se hace necesario comprender que un sistema de gestión es un facilitador para el Productor, no sólo en lo referido a su administración, sino que ante exigencias regulatorias como inspecciones SSN, Lavado de Dinero, Habeas Data y otras normas y controles, el asesor de seguros podrá responder rápidamente y en forma eficiente, evitándose dolores de cabeza, multas, suspensiones o incluso quita de matrícula para operar en el mercado. Sin contar con un buen sistema, se hace imposible poder facturar las comisiones, registrar retenciones, poseer comprobantes y cumplir con las obligaciones de la AFIP.

Un punto importante es registrar todas las cotizaciones. Si se utilizan las extranets de las compañías, es recomendable bajar a nuestro sistema los presupuestos vía interfase e identificar cuál fue el motivo por el cual no se concretó la operación, o bien por qué no eligió un cliente a una determinada compañía. A veces no sólo el precio es la razón, en algunas oportunidades las condiciones de pago, la marca, el producto, etc., pueden ser variables que ayuden a un cliente a definirse. En la base de datos es importante que esa persona quede registrada aunque no se haya convertido en cliente: ese contacto servirá para el futuro.

La tecnología facilita las cosas, es una aliada en todo momento. Es necesario invertir en el sistema, conectar a los empleados en “red”, hacer backups de la información, planificar un proceso de contingencia ante un eventual desastre, revisar periódicamente los costos de las comunicaciones fijas, celulares e Internet. Asimismo, desarrollar un “Plan de Seguridad”, los problemas de virus, spam y robo de información están siempre cerca.Hay que dimensionar con bases fundamentadas y pensando en cada necesidad para detectar cuál es la tecnología más adecuada. ¿Sabemos acerca del mundo del open source? ¿Tenemos el hardware necesario? ¿Utilizamos cloud computing? ¿Y SaaS? ¿Tenemos presencia en Internet a través de un web site? ¿Nos posiciona correctamente en buscadores? ¿Y conceptos de web 2.0 o marketing social media? ¿Utilizamos el Smartphone para otras cuestiones más allá de la telefonía o el correo? Es deseable que muchos de estos temas disparen en usted una reflexión acerca de cómo se administra hoy en día, cuánto tiempo pierde y, por consiguiente, no invierte en vender más, llegar a nuevos clientes, retener y fidelizar a los que tiene, etc.
Se debe invertir en asesoramiento tecnológico, no nos podemos quedar quietos, busque los mecanismos para actualizar sus conocimientos técnicos, dediquemos al menos un par de horas semanales a estos temas y disfrutaremos de los beneficios consecuentes.

Cuanto más organizada, completa y actualizada mantenga “mi memoria” podré planificar mejor mi trabajo, sabré cómo operar con cada entidad y, así, ahorraré tiempos, ganaré en servicio y haré aún más eficiente mi trabajo.

Comunicación de novedades

Sin duda, si hay un tema donde la mayoría de las aseguradoras fallan es en el envío de novedades, a veces porque no utilizan los medios convenientes para cada caso, a veces porque no saben categorizar el tipo de información y su importancia. Por otro lado, el Productor suele ser reticente a leer y, si se entiende que le llegan varias comunicaciones de distintas compañías y newsletters de novedades generales de seguros, el cóctel final es malo. Como resultante, el asesor no se informa de nuevos productos, cambios de tarifas, cuestiones regulatorias, etc.
La recomendación para este tema subyace en acumular las distintas novedades y correos en forma semanal y hacer un resumen para los empleados de nuestra oficina o los Productores de su Organización. Esta síntesis debe ser bien clara y simple e incluso he visto algunos ejemplos donde se categorizan las novedades de acuerdo con su importancia, de modo que el lector ponga foco en lo más relevante.
Obviamente nuestra formación profesional nos dice que lo ideal sería registrar electrónicamente todas las novedades en un documento. Iría acumulando todas las novedades por compañía en forma progresiva por fecha, categoría, etc.
Por otro lado, intentaríamos suscribirnos a todos los boletines, newsletters o web sites vía RSS (really simple sindication).

Capacitación

No puede vender lo que no conocemos: diagramemos un mapa con todas las posibilidades que nos ofrece el mercado asegurador, hagamos en forma introspectiva un análisis acerca de cuáles son los temas que más dominamos y cuáles requieren acciones de capacitación. La ventaja luego de tener este tablero con verdes, rojos y amarillos reside en que la mayoría de las aseguradoras capacitan a su red en forma permanente y gratuita.
Si conocemos, luego podremos comercializar otros seguros y obtener nuevos clientes. Otro punto importante está relacionado con la calendarización de los cursos necesarios para revalidar la matrícula de Productor Asesor de Seguros. Recordemos planificar el año y no estar corriendo los últimos meses buscando cómo lograr el objetivo en forma reactiva.
Construyamos un tablero de conocimientos del negocio y definamos planes de acciones que nos permitan crecer profesionalmente y ampliar nuestras ventas.

Beneficios

Bien, ahora que ya tenemos registrada la información, la pregunta que se nos dispara está relacionada a cómo obtener beneficios a partir de los datos. Las recomendaciones son:

– Categorizar, clasificar y agrupar la información.
-Pensar en cuestiones como “cross-selling”, ratios de retención de nuestros clientes, ratios por ramo, por producto, comisiones por compañía, etc., a partir de lo cual podré definir y diseñar reportes y estadísticas de mi gestión.
-Construir los informes necesarios para tomar decisiones, plantear nuevos desafíos de venta, etc. Un tablero de comando (balance scorecard) puede servirnos para gestionar nuestro negocio. La disciplina que necesitamos está en los libros de “Inteligencia de Negocios” (Business Intelligence).
Si bien la información almacenada en nuestro sistema nos permitirá administrarnos y gestionar mejor nuestra cartera, cumpliendo con aspectos regulatorios, si no jugamos con ella y no la dinamizamos, sólo poseemos datos. El valor de los datos reside en su transformación para convertirse en “información” y darle valor agregado a nuestro negocio.
Descubramos cuáles son nuestros siguientes desafíos, cuales son los productos que mejor vendemos, en qué zonas, cuál es el perfil de nuestros clientes, cuáles son las ventajas de nuestros servicios frente a sus competidores, con qué compañías operamos mejor y más rápido, qué acciones podemos hacer para retener y fidelizar a nuestros clientes. Sin abandonar sus tácticas personales para relacionarse y conseguir clientes uno a uno, piense en cómo podría hacer nuestro negocio un poco más masivo y obtener nuevos clientes.
En nosotros reside el poder para realizar cruces con nuestra cartera y ofrecer nuevos productos a nuestros clientes o ingresar en tipos de seguros que nunca vendimos más allá de los clásicos patrimoniales.
Si no manejamos seguros de vida, de retiro, de capitalización y ahorro, ART u otros ¿por qué no explorar nuevos mercados, segmentos o productos? ¿Nos planteamos si hemos crecido en los últimos cinco años o si ha desmejorado nuestra cartera? ¿Conocemos las respuestas? Probablemente analizando información podemos obtener algunas explicaciones.
Ejecutemos reportes y estadísticas todos los meses, armemos un informe consolidado, definamos nuevas metas y desafíos, diseñemos nuevas estrategias y focalicemos en las que nos dieron resultado, encontremos patrones comunes de venta, exploremos tácticamente nuevos productos de a poco.

El desafío del Productor consiste en operar electrónicamente con todas las compañías con las que trabaja, intentar realizar todas las operaciones posibles vía Internet y al mismo tiempo alimentar su propio sistema vía interfases.

Comercialización

Es necesario gestionar estratégicamente la relación con los clientes, ya que no podemos confiar sólo en la “intuición” para su manejo.
Al desarrollar un plan de comercialización, debemos tener como fin último el aumento del valor de la “empresa”, se trate de una Organización o un agente independiente.
Para esto, por un lado, tenemos que actuar en pos del aumento del número de clientes (a través de la adquisición de nuevos clientes, la reducción de pérdida de clientes y la recuperación de clientes antiguos) y, por otro lado, esforzarnos por lograr el aumento del valor del cliente, de dos maneras: aumentando las ventas por cliente (mayor volumen de ventas en mejores clientes y ventas cruzadas –cros-selling-) y disminuyendo los costos por cliente (mejorando la segmentación y generando mayor eficiencia en las ventas).
Los beneficios de gestionar la relación con el cliente son:
-Proyectar y potenciar el negocio en el futuro, agregando valor al relacionamiento: nuevos servicios de postventa o aún creación de productos y/o servicios complementarios.
-Seleccionar los clientes más adecuados a la estrategia del negocio, promoviendo la segmentación de clientes rentables para redoblar el esfuerzo en su satisfacción (para esto es útil conocer la estrategia de las compañías con las que trabaja; así será mucho más fácil la orientación y gastará menos tiempo negociando).
-Comprender y reforzar el valor percibido y recibido por el cliente en cada una de las fases de la relación; así podremos trazar las estrategias adecuadas para nuestro mantenimiento y lealtad.
-Seleccionar los clientes más adecuados a la hora de brindar servicios diferenciales.
-Recuperar clientes, invirtiendo esfuerzo en los que fueron rentables y se fueron insatisfechos, no sólo para que vuelvan, sino también para prevenir salidas de otros clientes y mantener la reputación.

Plan de Marketing

Una vez que se ha realizado el proceso de análisis y establecimiento de objetivos, al que llegamos utilizando la información que nos proveyó todo el trabajo de administración detallado en el punto anterior, comienza una etapa muy entretenida: el delineamiento del armado estratégico y los planes de acción que nos harán arribar exitosamente a los fines que nos hemos propuesto.
Como todo proceso metodológico, el armado de un plan de marketing requiere de coherencia en todas sus partes.
Si no se realiza un certero análisis de la situación y el mercado, probablemente se establezcan objetivos irreales e inalcanzables. La definición de objetivos es una de las tareas más difíciles. Los objetivos deben ser medibles, alcanzables, desafiantes y consistentes, ya que son punto de partida de todo el proceso estratégico posterior, los planes de acción y las necesidades de inversión.

Estrategias

En este punto se define en gran escala el “cómo” de nuestro plan. Cada Productor buscará de acuerdo a sus propios intereses comerciales las estrategias que entienda adecuadas. Propondremos algunas sugerencias de estrategias orientadas a la consecución de los objetivos de venta, desarrollo de productos y servicios, comunicación, posicionamiento, promoción y fidelización.

1. Objetivos de venta:

Realizar un programa comercial de ventas: estimar cómo se llegará a la cifra de ventas que se estableció, segmentado por clientes actuales, nuevos clientes, nuevos canales, nuevos productos, venta cruzada, etc. En definitiva, organizar y dividir las ventas con la mayor cantidad de variables posibles de acuerdo a las particularidades de cartera y a los objetivos trazados.

Armar una base de datos y utilizar nuevas herramientas: tener una completa base de datos permite una llegada eficiente a través de nuevas herramientas como un mailing o newsletters digitales para el envío de ofertas de producto.

Accionar con nuevas propuestas de valor: sobre clientes actuales, potenciales y aquellos que se hayan perdido y se quieran recuperar (para lograr resultados diferentes, debemos hacer cosas diferentes).

Segmentar clientes: apoyar la venta a clientes rentables y realizar venta cruzada de productos (cross selling) ofreciendo nuevos productos a clientes actuales. Identificar al 20% de clientes que procura el 80% de la facturación y accionar especialmente en su fidelización.

2. Objetivos financieros:

Optimizar costos.
Hacer eficientes a los procesos.
Hacer un uso inteligente y racional de la tecnología.

3. Objetivos de productos y servicios:

Ampliar gama de productos.
Ofrecer nuevos servicios adicionales.
Apoyar la venta de los productos más rentables.

4. Objetivos de comunicación y posicionamiento:

Newsletters: reforzar la presencia en clientes actuales y prospectos, ofreciendo información valiosa de prevención de riesgos, jurisprudencia, novedades legales (del tipo nuevas leyes de tránsito y sus implicancias), nuevos productos, estadísticas de accidentes, casos curiosos de coberturas en el mundo y cualquier otro tema que pueda ser de interés de acuerdo al portfolio de productos y tipo de clientes. Hoy existen lectores de RSS que permiten nutrirse de esa información con un solo clic; nuestra tarea será aplicarle nuestro formato y distribuirla (siempre citando la fuente, claro).

Mailing digital o escrito: propuestas concretas de productos y servicios a nuevos y actuales clientes.

Publicidad: es una poderosa herramienta de comunicación y difusión, siempre que se la utilice con criterio estratégico. Existen opciones de bajo costo por ejemplo en Internet, a través de acciones efectivas que derivan en un ingreso a una página asignada (para ello obviamente el productor deberá primero crear su propia web) y que es medible por cada clic, permitiendo monitorear su eficiencia y el ajuste de mensajes clave para la captación de atención.

Identificar y reforzar el posicionamiento: realizarse las siguientes preguntas: ¿Nos reconocen por eficiencia de servicio, por experiencia y know how, por calidad y variedad de productos, por servicio post venta, (otros)? Una vez distinguida la respuesta enfocar en acciones que refuercen el posicionamiento.

5. Objetivos de promoción y fidelización:

Premiar a clientes leales: basándose en las variables tiempo, rentabilidad o cantidad de productos adquiridos. Establecer un pequeño programa de beneficios, premios o bonificación de cuota por cliente frecuente o por recomendación de nuevo cliente (por ejemplo: si trae un referido se puede analizar la posibilidad de bonificar una cuota o un porcentaje de rebaja en póliza).

Hacer (de acuerdo a recursos) merchandising de recordación de marca: es muy importante y necesario que nuestra “marca” (el de la Organización o el nombre propio del Productor) esté presente. Si no puede generar presencia con un newsletter, mailing o su visita periódica, existe la posibilidad de buscar cosas sencillas de presencia física relacionadas al uso cotidiano o personal (agendas, llaveros, etc.). En estos artículos el cliente percibe un valor mucho mayor al de la utilidad del producto en sí.

Plan de Acción

Para ser consecuente con las estrategias seleccionadas, tendrá que elaborar un plan de acción para conseguir los objetivos propuestos. En esta etapa se planifican acciones concretas. El proceso metodológico para ordenar el plan de acción es:
– Detalle de actividades, con subtareas y personas involucradas.
– Asignación de responsabilidades.
– Fechas y seguidilla de actividades.

Presupuesto

Una vez que se sabe qué es lo que hay que hacer, se pueden evaluar los requerimientos de inversión. Esto se materializa en un presupuesto.

Monitoreo y Control

Para poder establecer si mis acciones están siendo efectivas y en qué medida, debo establecer instancias de seguimiento:

– Mediciones intermedias y finales para cada objetivo.
– Periodicidad de medición y puntos claves de control, tamaño de las variaciones, o movidas de competidores, que desatan acciones correctivas.
– Elaboración de un plan de contingencia con resultados mediatos/inmediatos, cualitativos/cuantitativos de cada acción.

Conclusiones y claves de éxito

Como cualquier negocio, pero en forma particular, el del Productor Asesor de Seguros evoluciona en el tiempo y necesita lograr la sostenibilidad. Por lo tanto, hay que pensar el negocio de una manera ordenada y estratégica. Las crisis económicas y el mundo competitivo de hoy requieren optimizar recursos; no sólo se debe prestar atención a la detección de nuevas oportunidades, sino también a saber qué medidas conviene tomar para aprovecharlas. Planificar es la respuesta.
Planificar marca el rumbo, ordena el camino, genera ideas y detecta ventajas competitivas. Este proceso es clave a la hora de proyectar el negocio en el largo plazo. Diagramemos todos los pasos a seguir, establezcamos plazos y designemos un presupuesto. Finalmente, realicemos un seguimiento continuo y hagamos las correcciones necesarias.

 

 

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  131. Really sorry to hear about your departure RA, Jim. Hopefully the UI efforts you initiated will take root and continue to grow; usability cannot be considered something that’s just “nice to have, if we have the time.”Best wishes for the future!

  132. Paulina! I am grateful to Paulina because it was the pink poncho you made from her that led me to supereggplant. I was doing some internet search for knitting patterns for dogs (?) and up popped a picture of you and Deedle, Deedle patiently (grimly?) modeling the poncho.

  133. Hi Mick – thanks for the positive feedback. “On the impossibility of playwork” – it’s fascinating territory. What I take from your anecdote is the way that apparently small differences in adult intervention – for instance, in words, tone of voice or body language – can make a big difference in children’s responses. I’m still unsure about the language of adulteration/pollution, but that’s a debate for another time.

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  135. Zum achten Tip noch eine Ergänzung:Alkohol ist nicht nur zellschädigend wie beschrieben, sondern auch noch sehr kalorienreich. 1Gramm hat nämlich 7Kalorien, im Vergleich dazu hat 1Gramm Kohlenhydrate oder Eiweiß nur 4Kalorien und 1Gramm Fett hat zum Vergleich 9Kalorien. Also vielleicht sollte man auf Alkohol öfter mal verzichten.[]Hallo Joerg,das bin ich deiner Meinung Beste GrüßeThomas[]

  136. In fact, V guvax jr fubhyq jnvg hagvy Zbaqnl sbe nal tvs cnegl, obbx be zbivr. Vs Znex frrf gur raguhfvnfz ur jvyy creuncf thrff gung ur vfa'g fbzr rivy qhqr jub'f tbvat gb uheg gur uboovgf onqyl naq gel sbe gur Evat – jr ernyyl qba'g xabj zhpu nobhg uvz ol gung cbvag. Well that's my humble opinion anyway

  137. L’amour que tu dis ?! Mouais… C’est parce qu’elle lui a pas encore montré ses rollers en parpaing, et/ou qu’elle lui a pas encore fait le coup de je passe l’aspirateur deux fois par jour… et non je ne suis pas névrosé. Il faut attendre encore quelque temps pour savoir si elle l’a vraiment trouvé. L’amour.

  138. Pour ma part, je considère que ceux qui payent des impôts en France sont de véritables criminels car entretiennent la vermine en hermine de cette France qui a notamment légalisé le kipnapping des enfants au profit de l’un des parents. Toute technique qui contribue à faire baisser le montant des impôts versés est bienvenue. Le mieux est bien sûr de ne pas faire d’affaire en France, dans cette Flance qui à la haine des pères-patrimoines.

  139. 19cWhy We Need an All-English LiturgyI’m not saying that you don’t need it, all I’m saying is that “we” ALSO need OUR All-Romanian, All-Slavic, All-Greek, All-Georgian liturgies as well… you little Imperialist !

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  141. he will find out the prices, so it is a maybe.I hope the dance goes well for you and your new friends in the festival. I hope we can call eachother more ofton, I really wasnt expecting it when you called me last week but all the samee it was amazing chating with u.Hope u have a great christmas, Iv just been planning my christmas list. Hopefully im getting a new camera and some horse riding boots and a Harry Hall hat, I cant wait!Hope u are having a graet time away, we are missing u lots.Lots of love Isla.xx

  142. Follow your dreams! Make a big pros and cons list. I speak from experience…it does help. I ditched three years of education in healthcare to change gears and obtain a business degree. A few extra years of school later and some more student loans…. I'm happy. I'm in a profession that I love and provides me with flexibility. You only live ONCE. Don't waste your life doing something that you only like. Go out on a limb, take advantage of your family/friends support system, and explore your real dreams.

  143. Huhu meine Liebe,weisst Du, ich habe mit Ostereierfarben angefangen Anno Dutz, dann zu Säurefarben übergegangen, dann erst zu den Pflanzenfärbungen: ich finde, sie toppen die “synthetischen” Farbe bei weitem. Auch wenn man nicht jede Farbe hinbekommt und besonders das Thema “Farbverläufe” viel komplizierter umzusetzen ist als bei den “Instantfarben”.Wieviel hast Du denn von dem Bunten? Handschmeichler/Pulswärmer oder ein Halswärmer? Reichts dafür?LGAlva

  144. Ooops! Já “corregi”, obrigada pelo aviso! Não sei por que, mas passei o corretor ortográfico (pensando em caçar algum outro eero), e ele não apitou com o “corregidas”. Vai ver que essa palavra “ixeste” e eu não sabia!

  145. terrible la historia… pero bueno… lo ganó por su adiccion al “juego” como vos lo pusiste… pero es realmente un desperdicio que no la utilice en nada… podría estudiar tantas cosas… o viajar por todo el mundo… o por lo menos donar dinero a las regiones mas pobres…un caso mas para reafirmar que “el dinero no te hace feliz”

  146. Please ,to go back to how the U.S. was…….see what a constitutionalist pary can offer. Scared to go there ? Check out Dr. Ron Paul web site. Listen to what this man has to say. He has been right on every topic. We must follow and insist goverment follows constitutional law. Wonderful Nation,………run by thugs.Time for a change of polititions.Restore the republic !

  147. frogcooke / Apparently on my laptop I am unable to scroll on posts with anything other than manually using the scroll bar.Cant use up or down arrows, page up/page down, or home/end.It makes it a bit hard on the ones with tons of comments like this one.Is this something that can be fixed?

  148. ms chicago, you might want to check your facts. i am the producer of SOLDIERS OF CONSCIENCE, and we RECEIVED NO FUNDING FROM SOROS OPEN SOCIETY, as a matter of fact we had an ASSISTANCE AGREEMENT WITH THE US ARMY to film with soldiers. so whoever your friend Hirsen is, you might want to do your homework before quoting him/her. catherine

  149. “I’m no longer a lone individual throwing tweets out to the random masses.”You mean, there was once a time when you felt this way? Loved your blog, love the deep mythology. I still feel like a lone tweeter, lol. I tweet, but no one responds half the time. But I just logged onto Twitter not long ago, so I’ll give it some time and hope I adjust.

  150. Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with a few pics to drive the message home a little bit, but other than that, this is fantastic blog. A fantastic read. I will certainly be back.

  151. Hello there! This is kind of off topic but I need some advice from an established blog.Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking aboutmaking my own but I’m not sure where to start. Do you have any tips or suggestions? With thanks

  152. With A Vocal Coach!Susan Lucci Blasts TV Execs For ‘All My Children’ CancellationAll My Children Without Susan Lucci? Would You Watch? – People's Choice Buzz Blogvar switchTo5x=true;stLight.options({publisher:'wp.c273f85e-f3c0-47d4-9743-98be31adfc15'});var

  153. It’s hard to Imagine that the all of the Rays pitchers are going to have ERA’s under 4, I’ve got Imagine best case scenario at least one guy is going to be in the 4.5 ERA range in the and at least one in the pen and one in rotation…But I agree that the offensive projections here don’t seem all that unattainable. I also find it interesting that Aybar projects so well offensively, and so much better then Aki. Prof. I am wondering does this projection take in to account defensive play/abilities?

  154. La vie nous prive parfois malgré tous nos efforts du bonheur, et parfois c’est tout simplement pas de notre faute. S’il vous vivez un moment dur ou trouvez votre vie ps trop complète, si vous cherchez un boulot, la fortune, le mariage, ou la richesse, je vous conseille de visiter BlackMa ( http://www.blackma.be )

  155. I agree with Heleen…a wonderful surprise to wake up to! Thanks Kirsten for being so generous with your patterns. No time to cast on before the holidays but I’ll be eagerly awaiting the day after Xmas…it’s another amazing pattern. Thanks again!

  156. HEITOR FERNANDO / Depois dessa reportagem, andei pesquisando e relembrando a fisica que tinhamos no COLEGIALentão , ainda to em dúvida no seguinteEssa invisibilidade funciona como espelho?Gostei deste comentário ou não: 0

  157. Dick,Longtime friend from our grade school years at Longfellow Elem. We haven’t seen each other since 1971. I am looking forward to watching you play. Eric Simmons

  158. I was actually kind of relieved, in a weird way, when our fridge died a few months ago and I lost all of my condiments – it was nice to start over with empty shelves. Of course, I keep realizing that I’m missing things, but eventually I’ll catch up. Now your jalapeno mustard? I must try that – putting it on my grocery list!Nice going on the exercise – so glad having a workout buddy is helping!

  159. p.s. Noor – re Hollie, it may well be true, but there is no "proof" in terms of Scottish Law. Thus is a no win situation. Maybe it is part of Icke's charade, makes him look good, but does no real harm to the "bad guys".cheers

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  161. Happy Thanksgiving, Mary, and I too feel thankful that I've gotten to know you! This drink is very much like a French Kir but I would so much rather drink it with cranberry juice like you make it! Cheers!

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  163. I honestly would not want to pick up the slack of the loss of revenue obtained through cigarrette taxes. If the government lost that income then everyone would have to pay more taxes. Why don’t you just try and quit yourself.Oh, don’t worry about the tobacco industry. They have their dirty fingers in all kinds of other businesses. I don’t think they’ll lose money over the loss of cigarette revenue.

  164. Run-on sentences. I like to take a breath between complete sentences. The focus of a paragraph is lost when multiple phrases are strung together. From the first, this letter contains sentences that should be broken up to make the supportive ideas more coherent.

  165. Hello Linda – what a nice surprise to see you on the jac-inks Papercraft Challenge, especially with your MMSC card! Love the way you have used Priscilla's image and the gorgeous colours! This is a fabulous take on both challenges!! Thank you for playing aling at 'jac-inks' this week – it is great to see you! {{{hugs}}}Linda Guest Designer

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  168. This is a good one :“So I go through life and talk to people all the time, sharing whatever I know or think, just in case they might have wondered about something but didn’t even know it”The thing is – do they wanna know…? The difficult part is to to give people answers to questions they kind of never dare to ask

  169. have to agree Ashley, I think FB is trying to remain competitive, as our environment focuses more and more on visuals. Change is usually an inconvenience, but the changes are growing on me. I actually like these changes, even though I’m still learning how to use them all!

  170. …The time of the white man is over.We can move foraward with the rest of the country or keep living in the past."Yes, forward Comrades! Forward to the glorious bright future in which YOU do not exist.You go forward into oblivion. I'll stay back.

  171. I don’t come here often, but that doesn’t mean that I don’t follow your posts. I just had to stop by to say that I like to read your point of view and I would like to encourage you to do your best. There are not lots of sites with high quality on the internet, and this one could be one of the best ones, if you try a bit more. Best regards from Middle Europe!

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  173. Hi Diane and Don’t frack Michigan,There is a drive to get a “No fracking” ban on the November ballot. Petitions are being circulated. Perhaps all the fine folks who have signed the online petition would be interested in getting this before the voters.Below a link to the info….Thank you!LET”S DO THIS!!!!

  174. Thanks for sharing this link, but unfortunately it seems to be offline… Does anybody have a mirror or another source? Please answer to my post if you do!I would appreciate if a staff member here at hungerrelief.tyson.com could post it.Thanks,Mark

  175. Posted by on October 22, 2012 at 5:06 pm Kudos to you Tim!At a certain age, kids love to use the word no to empower themselves. It is quite the challenge to let them say no to a degree.As she learns more words you might want to ask her “No because of what?” That will encourage her to stand up for herself but also give her a chance to reason.Good luck with that one Tim. My child rearing days are over and I feel like I’ve won a gold medal lol.DonnaDonna Merrill recently posted..

  176. Le livre que je dois acheter pour réviser mes connaissances en matière de cuisine pour bambins ! tu as l'air vraiment convaincue, il va falloir que je me mette au goût du jour pour mon petit-fils.

  177. As a guitar player for fun and a woodworker for profit, I love the craftsmanship that went into making this guitar.It is beautiful!!I like most anything made using walnut, but Allan has done good…..dang good!I haven’t visited your blog in a while Daniel and can see I have missed a lot. Great job, you have some great reading here.

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  183. This is helpful, but is design-build really the same price as traditional Architect + Contractor? I thought the whole point of Design/Build was to streamline communication, drawing requirements, etc.Discouraging…

  184. Matt, can't some languages (LISP, Scheme, etc.) improve their algorithms on the fly?These languages have the capability of modifying their code based upon selected conditions.Isn't this "making itself smarter just be rewriting its own software"?

  185. dc0dr dit :« En guise d’introduction, voici  le preview du documentaire , qui montre comment l’idéologie progressiste a donné naissance au mouvement eugénique qui a inspiré Adolf Hitler et son troisième Reich. »Ã€ la fin de State Of Fear de Michael Crichton, il fait un parallèle intéressant entre le mouvement eugénique et le mouvement réchauffiste. Dans le cas de l’eugénisme, l’engouement est disparu quand Hitler s’en est mêlé. Dans le cas du réchauffisme, même l’appui de Ben Laden n’a pas découragé les environnementeurs.

  186. This was an awesome post Christina. I totally agree with you. Age does not determine whether you are ready. But I do kind of raise my eyebrows when people decide to get enganged when they are 17 and still live at home with their parents and don't have a job or know anything about paying bills and being on your own etc etc. You're right though–it's a maturity thing. And some people are very mature and ready by the time they are 19 or 20.Hope the pregnancy is going well!

  187. izzy, you walked up to me & talked in between sessions on friday. i was just standing around, relaxing and watching people. you were so friendly and personable. thanks for coming up and saying hello. i wish we had gotten to talk more. i hope to next time.

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  190. Bravo… The President should have taken the position that noone had ever heard of hiim or his opponent and laid the LAW on him with an O.J. like time line…He’s got my vote still but those that were on the fence and jumped can may be pursuaded to hop and or leap again….Ding ding..come out fighting POTUS..

  191. Possiamo giustificare l'errore con il fatto che è un termine inglese? A mio parere no. "Navy" non è "chrysanthemum": è una parola inglese di sole quattro lettere e di uso correntissimo anche nelle altre lingue. Non saperne la grafia è un segno di profonda incompetenza. Chi scrive titoli o lanci ANSA non dovrebbe fare errori così grossolani.

  192. Your adoptive parents must have been really great to have given you such a healthy attitude – I applaud them! Your birth mom is lucky to have found such a good home for you and I’ll bet she’d be so happy to know that!

  193. Okay, having watched the second episode now… I think in both cases the seeds for the resolution were laid equally well, although in both cases I don’t think it was particularly well. We didn’t see any sign of the «beast»‘s fondness for children until the closing minutes and didn’t hear the trigger line («our children screamed») until just before that. But yes it was satisfyingly eerie and creepy in a way that I remember Doctor Who being from my childhood, and in a way that only a few of the best episodes of the new show have been.

  194. An dieser Stelle möchte ich kurz innehalten und klären: Worauf bezieht sich eigentlich Ihr Konservatismus? Conservare … was genau möchten Sie bewahren? Die Natur? Die ökologische Vielfalt? Das fortgesetzte, grenzenlose Wirtschaftswachstum? Die technologische Spitzenposition Mitteleuropas? Den biologischen Fortbestand der eigenborenen Völker Europas? Das Christentum? Die deutsche Sprache? Die traditionelle Wiener Küche?Was?

  195. vous avions présenté en avant première une  “preview” du “Cognac cw“, Supreme nous dévoile aujourd’hui les trois autres coloris du pack Supreme X Clarks

  196. Jeg fÃ¥r alltid skrekkelig dÃ¥rlig samvittighet med en gang ordene "oppbevaring" og "system" blir nevnt. I alle sammenhenger. Oppbevaringsmuligheter har vi, men jeg har bare ikke satt det i system. Enda. Og det er sÃ¥nn jobb! SÃ¥´e, kanskje jeg burde kaste meg over alle slike innlegg- og lære?..Nydelig skap. Har et gammel hjørneskap som jeg nok burde gÃ¥tt pÃ¥ med puss&mal… Senere en gang ;)Grattis med NIB-seier! 🙂 Klem

  197. tomara q algo seja feito, pq ver a branw ganhando todas como a ferrari nos tempos de shumacher é um saco, nos dois utltimos anos pra cá foi muito bom com concorrencia maior e pilotos de equipes medias como alonso vencendo gps. O aspecto politico deve pesar, e tbm a questao da competitividade, por isso acho q serao considerados ilegais.

  198. GIULIO CESARE · domenica, 16 dicembre 2012, 7:49 pmMa no dai non sei brutta ed invidiosa sei solo un po’ rospetta, ma non ha importanza.Però, dici davvero che tutte ‘ste terroncelle stanno cercando una sistemazione? Sei per caso un po’ razzista?Giulio Cesare

  199. I’d really like to know more details about this action. While I almost never use Facebook or Twitter, I’m still very hesitant to allow them to be used in anyway by anyone else. Give me more details about what it means to “donate” my account, so I can consider it.

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  201. Wow, incredible blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your site is great, as well as the content!. Thanks For Your article about On the Border Mexican Grill & Cantina – Royal Palm Beach | Restaurants in Palm Beach .

  202. Я трогаю флиртую только с теми девушками, которые мне по-настоящему интересны, с остальными я просто общаюсь, так вот

  203. Kathy: This non fiction really reads (in parts) like fiction – terrific book.Jenny: Oh, if you love Victorian trials, you’ll LOVE this book!Molly: LOL. Thanks. Sounds like you will really like this book when you get to it.Swapna: You’re welcome!

  204. “certainly appreciate types own web site however one need to make sure that transliteration at several from your posts. A number of those can be rife through transliteration problems and even When i discover the software highly troublesome to see the truth nonetheless I will certainly occur again repeatedly. “

  205. From Norman, OK: There's no need to have an actual national champion determined on the playing field. The mythical one, determined by the AP poll, was fine. It kept more focus on conference titles and bowl trophies. It provided smaller, regional pinnacles of achievement, for more teams, rather than just one national pinnacle, and was better for the long time fans of particular teams, than for flighty fickle fans of college football in general. Most teams will never compete for a national title, but can have a shot at one of the smaller pinnacles.

  206. No, they don't. If they did they would make a significant difference in how Jews vote, since those Russian/Eastern European Jewish immigrants make up 12% of the total US Jewish population. (And a lot more than that in the North East)I think those people are a large part of the 20% or so of Jews who vote Republican.

  207. all that, on our academy side it’s also flowing well and despite the school being out of the centre of Madrid we have mangaged to get enough good kids profile teachers to cover our initial needs. Having said that, in our academy it’s also “flowing”well and we have managed to get some excellent teachers profiles to teach Young Learnersvdespite the academy being outside the city centre.

  208. Anselmo Coyote disse…Ico,Especulando, aposto umas fichas que uma dessas novas vai dar dor de cabeça. Essas mudanças representam as dificuldades que as "pobres" estão cansadas de enfrentar.Sem contar que na Mc Laren haverá problemas entre os dois campeões e na Ferrari… ihhh, nem me diga, vão sair faiscas.Feliz 2010 para vc e para os demais, Ico.Abs.

  209. I am very interested in this article you have written. I would like to know if you have more information on this subject like this one. You have shown here that you have vast knowledge.

  210. ok. In view of the fact that I got DivX Player Plau, I have been getting the error, “DivX Player has stopped working” and it shuts down. THis has only happend within the last 3 days, and I was watching movies fine before that! I have done nothing to alter anything in view of the fact that I got it. I am using Windows 7 Premium. Have seen additional same posts and no responses. So, what’s incorrect??

  211. you’re right, we go to church because we need a savior, and you’re right it’s not a social club.But the church is supposed to be a representation of Jesus, but sadly we don’t all treat each other the way we should.Thank you for sharing your thoughts.

  212. "discursava e não agredia, discordava e não insultava." Concordo. Lamento muito a morte dele. Os que lhe são mais próximos que tenham algum conforto por isso que disse ser unânime. Não gosto de homens consensuais e ele não era consensual mas apesar de não o conhecer parecia sempre que conseguiria levar ao consenso.(soube pela televisão que foi preso aos 15 anos!!).

  213. Chico,quando é que vai aprender que se usa o verbo haver e não a contração da preposição com o artigo definido em descrição de tempo no passado?Quando escreve: «A ultima vez que lá andei, à um ano» deveria escrever «A ultima vez que lá andei, HÁ um ano…»Como pensa que pode vir aqui discutir as soluções para esta cidade se o seu problema mais premente é a luta contra a aliteracia? Dedique-se a isso primeiro.

  214. I basically wanted to thank you a great deal much more for your remarkable website you’ve got developed here. It can be full of valuable suggestions for people who are truly interested in this specific subject, mainly this really post. Your all so sweet in addition to thoughtful of other people and reading the blog posts is a great delight in my opinion. And thats a generous present! Dan and I typically have enjoyment producing use of your recommendations in what we require to do within the near future. Our checklist is really a distance long and tips will surely be put to exceptional use.

  215. fini e fli sono gia' in gioco, ma possibile che non capiate nulla di politica? tra un po' ci sara' la fila di gente del pdl fuori la porta di casini e fini, forse c'e' gia'. con il cdx sotto di 8 punti nei sondaggi, berlusconi finito, la lega non ne parliamo, dovranno tentarle tutte per recuperare il terzo polo, altrimenti non solo perdono ma vengono spazzati via per una decina d'anni.

  216. – Hi there, i read your blog from time to time and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you prevent it, any plugin or anything you can recommend? I get so much lately it’s driving me insane so any support is very much appreciated.

  217. I was at U2's first EVER USA concert! Their "tour" started in LA but they stopped in UTAH (Salt Lake) to do a warm up show for the "Alarm". It was 1983 or 1984? and there was a makeshift river going down State street because of flooding. A long time ago…but great memories. OH there were only 2-300 people at the concert and metal folding chairs were moved so we could dance!www.martyjemison.com

  218. Die interessante Frage wird jetzt sein, wie die GOP reagiert – wird sie zu einem moderat (fiskal-)konservativen Kurs zurückkehren und ihre fringe extremists isolieren/ausschließen oder wird sie sich gerade jetzt erst recht um die Tea-Party-/Birther-Wahnsinnigen scharen?

  219. Ahí van pues: El primero es árabe, el otro griego, eso sí, traducidos en francés:Trompe-moi une fois, c’est ta faute, trompe-moi deux fois, c’est la mienne.(Si me engañas una vez, es culpa tuya,si lo haces dos veces, la culpa es mía) Il n’y a pas de grenouille qui ne trouve son crapaud.( No hay rana que no encuentre a su sapo)Lo siento, soy muy poco ingeniosa… 🙁

  220. I’ve produced & written an instrumental…”Love Theme For 2 Pandas”Let me know where I can e-mail an mp-3…..Your creativity is obvious and if you put your Panda genius to a video with my song I would’nt be surprised if it went viral.Ray aka Sean Casey..former radio DJ & programmer at top rated stations in Boston, NYC & Philly.Also formally affiliated with Decca, RCA, United Artists, EMI etc as either a songwriter, artist or producer.

  221. My brother suggested I would possibly like this web site. He was totally right. This post truly made my day. You cann’t believe just how much time I had spent for this info! Thank you!|

  222. «…It’s like if you read this blog, most likely you are a jackass. So, I don’t want to be in the company of (MOST) people who frequent this blog. Field doesn’t mean to draw racist whites to his blog, but he does.» Zack, that’s not true. The «whites» who frequent this blog strike me as honest people who actually engage in an honest debate when it comes to matters of race. Those are the types of individuals that I am proud to say that I attract to this blog. Black Rose, thanks for the thoughtful comments. And I will sure nuff check out your site.

  223. Thanks for your work. For Joomla 1.0.15 I needed to disable:# RedirectMatch 403 \\/\\/# RedirectMatch 403 \\/includes\\/First rule is very site specific as tinyMCE inserted images with a double //Second rule had prevented loading of some of the js scripts needed for administration. (eg. Save / Close links not working).

  224. la miley cuando estaba en la serie era más bonita ahora en 2012 esta no tan linda como antes cambio arto la miley ahora tiene otro pololo y dicen por ahi que miley se va a casar con un hombre bueno me gustaba ver su serie cuando era flaca y tambien cuando tenia una cara de cabra chica ¡¡¡¡¡¡¡

  225. Khuyến cáo xuất hiện quá trễ, ta đã bỏ nửa tô mì rồi, nuốt không trôi!Đây là sản phẩm của studio sản xuất Aki sora và Seikon no Qwaser lừng danh, kết hợp với vị đạo điễn chuyên làm phim Doraemon, hứa hẹn bộ này sẽ rất quái dị.Cố gắng đừng delay nha các bác!

  226. Vous ne trouvez pas l’amour, vous avez une difficulté de réaliser vos projets, de trouver un boulot ou vous gagnez de l’argent mais n’arrivez pas à réaliser quoique ce soit dans la vie ou vous avez des problèmes pour tomber enceinte, visiter BlackMa un plateforme de grands maîtres spirituels Africains qui sauront vous apporter des réponses et des solutions rapides. http://www.blackma.be

  227. Can’t belive how much paper, money and time is waisted on training books and a 10 minute video beats them all. Stupid world we’re leaving Some produce useless garbage and others are buying it, than it all goes to waste like so many other useless things from the consumer’s society.

  228. tambien haciendo un comentario,sobre lo que es un tema,cine snuff,vi que hay un individuo,que se hacer llamar lucifer valentine,que hace este tipo de peliculas,me hace acordar a dino velvet de 8mm,pero en si alcanse a ver,algunas pero no aguante…………eso hijos de puta merecen que los traten igual que a sus victimas o mas…….

  229. Mariana comentou em 2 de junho de 2010 às 15:25. Julia quero ser sua super amiga, pra você cuidar de mim também RrsrsEssas gavetas…ahhh essas gavetas…Na proximo quero ver os sapatos lá atrás…

  230. Hypistelin paperiversiota, jossa tuo juttu oli ja nauroin vedet silmissä. Samassa lehdessä kerrottiin myös italialaisten kehittämästä edullisesta kylmäfuusioon perustuvasta "energiakatalysaattorista", jolla pystyy lämmittämään omakotitalon. Nyt tuo juttu näyttää olevan Magneettimedia.comin etusivulla. Jutussa kerrottiin myös "ruotsalaisten fyysikkojen" vahvistaneen laitteen toimivuuden. Rossi E-Cat Home Energy Reactor maksaa noin 5000 euroa. Paras huumorilehti sitten Pahkasian.

  231. I think other site proprietors should take this web site as an model, very clean and fantastic user friendly style and design, as well as the content. You’re an expert in this topic!

  232. You have so many great books and authors here. Geraldine Brooks is wonderful, Louise Erdrich is one of my favorite authors, Junot Diaz is one of my favorite books, EB White is classic. I’ve heard nothing but great things about In the Garden of Beasts and finally, the fabric cover of Northanger Abby, swoon! GO YOU!

  233. The competition among URL shorteners seemed to have subsided, with bit.ly emerging as the leader thanks in large part to support from Twitter. But some big tech players could shake things up — Google and Facebook are both experimenting …

  234. Turkey pot pie sounds awesome! And I’m sure you had a wonderful time. This year my extended FSW family kidnapped me and we all had dinner at someone else’s house. I wasn’t allowed to cook or clean anything! It was a very interesting experience to be the honored guest instead of the hostess… but I suspect it might grow on me. I can cook any day, and many of these wonderful folks come by to share a meal with me as often as I want, but it was an indication that growing older has a nice up side sometimes.

  235. I second that Pusareus! Please Austin go to another site with the disparaging remarks and filthy language. if you can not abide by PTZ’s rules, I for one will ask Halph Staph to ban you from her website.

  236. Rose – there are so many little communities in NYC for a wide variety of interests, especially those which are off the beaten path. A lot of them will welcome you with open arms.Sofia – that is one of my coworkers, Kyle Petersen, who performs regularly around NYC.

  237. Hello, thank you for your comment and making the effort to enjoy the workout!Commonly neck pain during The Hundreds exercise is due to the lack of endurance strength of your abdominals. Focus on a piece of string lifting your breast bone to the sky rather than focusing on nodding your head forward. Slowly build up to doing the full 100, when you feel neck pain rest your head down so as to not strain your muscles. Continue getting stronger!Warm regards, Renee.

  238. I blame the fluoride in the water.Hitler used it…as well as Stalin to curb the masses….to keep them calm, no matter what happens to them.Main ingredient in most anti- depressants…. hmmm

  239. I started writing a book, and I wanted to put the chapters of the book on a different blog then my other less thrilling post. I don’t know how to, though,.

  240. Thanks for the different tips provided on this blog. I have realized that many insurance firms offer consumers generous savings if they opt to insure more and more cars with them. A significant amount of households have got several cars or trucks these days, particularly people with old teenage young children still living at home, and also the savings for policies could soon begin. So it is good to look for a great deal.

  241. Eagles coaching sucks; 2 missed field goals, dropped passes, the dumb Ronnie Brown play on the goal line, the fumble at the end. The defense is terrible. All of this comes from a lack of focus. If the coaches can't get them together, then they need to go.If you get a chance check the QB's at Wisconsin, and Baylor. Everyone loves Andrew Luck, but those two are very good.

  242. yes they do eat other things,and that includes each other. seriously,my kids got some,they are horrible things,when grown look like a wood louse,with a long forked tail. one of them ,the biggest made a meal out of the other one,and i saw it do it. they dont live that long about a couple of months and yes they do mate,oh but there horrible things.

  243. that there are no pages currently indexed, which is obvious (there were no violations etc), but did not explain why. All that lost revenue. A new feature for instant reinclusion needs to be added before another search engine takes advantage of the situation.

  244. OK i am a conservative republician and i dont even believe in global warmin. Mother nature is doing 98% of global warming and we are doing the other 2% so all those freaks that say that we caused global warming are wrong, i believe that we should do things like recycle but dont go to crazy, and they say that were running out of oil, well we still have enough oil for the next 100,000 years.

  245. హరిహరన్ à°…ంà°Ÿే à°šాà°²ా ఇష్టమవటం వల్à°² à°…à°ª్పట్à°²ో à°† ఆల్à°¬ం à°°ాà°—ాà°¨ే à°•ొà°¨ేà°¸్à°•ుà°¨్à°¨ాà°¨ు.à°šాà°²ా ఏళ్à°³ు à°®ోà°—ుà°¤ూ à°‰ంà°¡ేà°µి à°† ఆల్à°¬ం, à°† à°ªాà°Ÿ à°‡ంà°Ÿ్à°²ో…à°®ంà°šి à°ªాà°Ÿ à°—ుà°°్à°¤ు à°šేà°¸ాà°°ు…!గజల్à°¸్ à°—ుà°°ింà°šి,హరిహరన్ à°—ుà°°ింà°šీ à°Žà°ª్à°ªుà°¡ొ à°®ొదట్à°²ో à°’à°• à°ªొà°¸్à°Ÿ్ à°°ాà°¸ాà°¨ు.à°’à°•à°µేà°³ à°…à°¦ివరకూ à°šూà°¡à°•à°ªోà°¤ే à°šూà°¡ంà°¡ి."à°‡ంà°¡ియన్ à°µాà°¯ిà°¸ెà°¸్" à°²ేà°¬ుà°²్à°²ో à°‰ంà°¦ి.. "à°•ృà°·్à°£ దర్శనం" ," à°•ృà°·్à°£ à°ª్à°°ిà°¯" à°°ెంà°¡ు ఆల్à°¬ంà°¸్ à°¬ాà°—ుంà°Ÿాà°¯ంà°¡ి…à°¨ేà°¨ు తరచు à°µిà°¨ేà°µాà°Ÿిà°²్à°²ో à°…à°µి à°°ెంà°¡ూ à°•ూà°¡ా à°‰ంà°Ÿాà°¯ి..:)

  246. got an uptodate leopard DVD from longbeard through my friend. slight delay in shipment but not longbeard’s fault. thanks a lot and will surely buy from you again. my friend highly recommends you. no regrets!

  247. ada jer perompak perogol penyamun yang di tangkap,cuma yang susah nak tangkap bila kes sabit dengan kroni umeno..belaka ada kabel mudah sangat la lepasnya.kita yang orang kampung kuli2 sahaja harta pun tiada adapun bapa punya depa ligan macam lipas kudung dok tahan kita.tu pasai ramai yang naik meluat kat depa,bila kes sebelah depa ok selamat,bila ada isu belah pembangkang tup2 cepat ajer cari

  248. Skönt att höra, en vardag som flyter pÃ¥ är precis vad jag längtar efter. Irrar runt i sömnlöshetens land med en ettÃ¥ring som tycker att nattsömn är överskatt. Vissa dagar flyter det pÃ¥ bra, men ibland kommer man visst aldrig ur pyjamasen 🙂

  249. Fiona, I didn't know that your mom has epilepsy and appreciate you sharing that here. I think once we get past the "scary" factor, more research money will be available. The only way I know how to get past that is through education. A slow but sure process! I always appreciate your support, Fiona.

  250. Autrement dit, toute cette histoire a été inventée par les hommes pour restreindre, étouffer dans l’oeuf la sexualité des femmes et contrôler la reproduction de leur rejetons…Pis après utiliser tous les moyens possibles pour bien vous brainwasher…. Ce qui inclus les contes, les romans, les chansons, etc. Écrit par des hommes dans la très grande majorité (historiquement). Reste plus qu’à vous culpabiliser de pas être «conforme» aux normes édictées, et le tour est joué!On a déjà eu cette discussion…

  251. è lei che ha scritto quelle idiozie, rinuncerò persino a leggere il Suo giornale on line che ogni tanto recava qualche pagina pregevole.E’ riuscito in un colpo solo a umiliare e a sputare addosso a quattro persone, forse realmente esistenti.Perchè non prova a sputare in alto ogni tanto, perpendicolarmente al Suo stesso viso?

  252. Ei muistomerkkejä rakenneta mihin vain. Eikä kauppoja. (Kilpailu, kulkureitit jne.) Asettelu ei ole alun perinkään satunnainen, joten jotain säännönmukaisuuksia löytyy.Ei se silti tarkoita että "juuri näitä linjoja on mietitty". Osa säännönmukaisuuksista on satunnaisia. Jos vaikka joku tietty säännönmukaisuus voi olla harvinainen, niin niitä on kuitenkin yhteensä perkeleen monta. Yhteen osuminen on aivan eri laskelma kuin tiettyyn osuminen. Tämän tajuaminen ei ole ihmisille tajuttavaa..

  253. HUGE CONGRATULATIONS ANN! You totally, totally are an inspiration to everyone on Twitter, and in the Blogosphere. Through all the knee pain panic and setbacks, you persevered. You are A BIG DEAL!PS I am not a mom, and I teared up when I read that part.

  254. I’m sorry Michelle for your experience. As John Formica would say, “were you in the right role?”Each employee has a role (not a job, a role) in the company that is suited to his/her personality and enjoyment.I love his theory on this!Thanks for stopping by!

  255. (Camera) The product description for the Canon 100 HS and the 300 HS are very similar and it appears to be mostly just the wide angle and zoom. I compared the two cameras in the store and preferred the look and feel of the grey 100 HS. Only when I was testing the camera did I realize that the 100 HS does not allow you to zoom while shooting video. Another missing feature of the 100 HS is the smart auto scene detection is not active when shooting video. If you don’t care about video, save $50 on the 100 HS otherwise get the 300 HS. I exchanged mine and love the 300 HS.

  256. Żadna formacja nie jest pewna. Tutaj mamy spotkanie i następnie wyraźny pin bar. Są to formacje (ta pierwsza szczególnie) które odwracają trend znajdujące się na oporze a nie na wsparciu. Myślę, że branie pod uwagę kwestii luki o której mowa w tym wycinku książki to mocne nagięcie w porównywaniu. Takie jest oczywiście moje zdanie ale Ty możesz mieć całkowicie inne w końcu na giełdzie te same rzeczy ludzie muszą widzieć odwrotnie aby mogło dochodzić do transakcji.

  257. I don’t want to hurt you Stennie.  I just wondered why the kid was so cross-eyed creepy.  And Alan Ladd was fine, he just didn’t turn human until he became a baddass.  As the goody two-shoes, he kind of fell flat.  Great hair, though.

  258. We would like to thank you just as before for the gorgeous tips you offered Janet when preparing her post-graduate research as effectively as, most importantly, pertaining to providing each with the suggestions in a blog post. Provided that we had been aware of your website a year ago, we’d have been saved the unnecessary measures we were having to take. Thank you extremely significantly.

  259. June 23, 2009 – 7:58 am I think that this article is really helpful for small businesses to understand the value of an SEO. I’ve worked with a number of small business people, and a number of them wanted to negotiate and pinch every penny. I totally understand their desire to get the most for their money, but most often they really didn’t give SEO the proper value that it should. It’s nice to have a touchstone article to refer them to.

  260. I’m glad to see your support for electronic cigarettes, but I am amazed that you think smokeless tobacco is just as dangerous as smoking. The science is clear: ST is not safe, but is far safer than smoking. Although I wouldn’t want my friends to do either, I would much rather see them use Snus than smoke cigarettes. When you spread the myth that they are equally dangerous you are just giving smokers an excuse to keep smoking, which I’m sure is not what you want to do…

  261. Bonjour à tous,Juste une petite suggestion:pourriez-vous indiquer l’adresse email de l’UTL sur la carte d’adhérent …Ce commentaire vous est adressé surtout pour m’assurer que vous avez bien notre adresse .Bon courage à tous et merci pour votre dévouement .M.T. Trividic

  262. I have recently started a website, the info you provide on this website has helped me greatly. Thanks for all of your time & work. “It is no use saying, ‘We are doing our best.’ You have got to succeed in doing what is necessary.” by Sir Winston Churchill.

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  264. The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.

  265. I think T Jackson would be a good pickup for the Packers. He is fast and has the footwork to be an NFL quarterback, but he lacks in accuracy. What is the Packers coaching staff specialize in? They improve quarterbacks like none other. The Pack could tweak his game and teach him the right way in no time. Maybe some forget that the Packers have the best quarterback school in the NFL. Something to think about anyways…

  266. Juntao05/09/2012Ca ne me fait même pas halluciner. Parisienne pure et dure jusqu’à l’année dernière, un retour au pays m’a montré à quel point les êtres humains peuvent-être exécrables, imprévisibles et … en dehors de tout bon sens…Cela me fait beaucoup de peine pour ce jeune homme, sincèrement.

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  269. da, este o carte pe care si eu am devorat-o la vremea ei! Cind am inceput-o nu mi-a mai venit sa o las din mina! Ma uitam cum treceau paginile si ma intrebam ce voi face dupa ce o voi fi terminat. Imi puneam statusuri la messenger in functie de ce se petrecea in carte. O carte care nu se uita niciodata!

  270. Thom,The few political hacks I have passed UR on to (and the folks they have shared him with) tend to agree with MM's diagnosis but not his recommendations. I don't doubt Will has read him or listens to someone who has.

  271. Anônimo Anônimo disse… Quando Serra chamou aecinho para seu vice elle também disse não. É o que lhe diremos no momento apropriado. 5 de dezembro de 2012 11:03AQUI ESTÁ O ELEITOR PAULISTA, O PENSAMENTO A FAVOR DO BRASIL NÃO EXISTE….ESSA É A DIFERENÇA DO MILITONTO PETISTA, O FOCO DELE É O PODER…O PAULISTA TÁ PENSANDO EM REVIDAR, É TÃO VERDADE QUE ENTREGARAM A PREFEITURA PRO HADAD.O MOMENTO É PENSAR NO BRASIL, ESTE NÃO SE RESUME EM SÃO PAULO É MUITO MAIS!!!!

  272. Ça me rappelle la phrase la plus insolite (et dégoutante) qu’une fille m’a sortie en réponse à la question : « Pourquoi tu veux être en couple ? » Sa réponse : « Parce ce que je suis tannée de pogner des mts.» !!!!!!!!J’ai même pas été capable de donner une explication, j’ai eu tellement mal au coeur qu’elle n’a plus jamais eu de mes nouvelles…. hey, ça sous-entend que ça fait plus qu’une fois que ça arrive et qu’elle apprend pas ! Et plus que…. c’est pas une raison…

  273. >Milý anonyme, doporučuju ti vyhledat si to na 4shared.com Tam si zadej název knihy a vyjede ti několik odkazů, ze kterých si to můžeš stáhnout. Přímý odkaz sem dávat ale nebudu, protože se tam všechno pořád mění Doufám, že se ti kniha bude líbit a přeji příjemné počtení.

  274. This ring on a woman’s finger is usually a sign of her acceptance and willingness to marry a certain person. Generally are offered by men to women. Howevr, the other way around also is gaining popularity inside the US. In some nations like Finland, Norway and so forth each parties committed to marriage wear these rings.

  275. I am in an english class at the University of Tennessee and my professor stated that if one of us can get published our blog published on the website, we will get an automatic A in the course. Please, if anyone knows how you can get a blog published on Amnesty International, or has any tips, please let me know! Thanks so much!.

  276. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why throw away your intelligence on just posting videos to your blog when you could be giving us something enlightening to read?|

  277. Puxa!!!!Olivia que dó. A maioria das vezes que visitamos o blog de uma amiga, é sempre uma alegria, uma idéia nova, um sorteio, uma dica, verdadeira festa, mas desta vez não foi não, perder um por do sol(sempre lindo com seus tons diversos). Fazer o que né? somos brasileiras e nos acostumamos a tudo, as vezes me pergunto se os cães ficam estressados com essa movimentação de estranhos ou isso é uma festa pra eles? Cut beijos

  278. I just want to mention I’m newbie to blogs and definitely enjoyed this blog. Very likely I’m going to bookmark your blog post . You surely have fabulous posts. Thanks a lot for revealing your blog.

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  281. System Builder DVD 1 Pack (DVD-ROM) This was the most affordable Windows 7 that I found that I can use to install on my Macbook Pro through Parallels 6. At first I was debating on going with the 64bit or the 32bit, because some software do not work on 64bit. I ended up going with 64bit — those non-compatible software should update, not me.Using Windows 7 on a Mac is awesome. Best of both worlds.

  282. I used to have a pop-up message when i start firefox to restore last session but now it’s gone. I need it in case i accidentally close something and i want to go back into it. Anybody know how to do it? Thanks..

  283. IT would seem to me that obtaining firearms for TEACHERS maybe a bit over the top, but hiring trained security personnel sounds like a reasonable solution to a hazardous school environment. It is a sad commentary on our current school situations that teachers are faced with having to decide whether they should have shotguns to protect themselves against who????? The students or a crazed individual that happens in the school and starts shooting? I’d opt for the trained security personnel.

  284. The reason why porn is portrayed in any manner is because thats the way men like it. Have ya got that, it’s for men not you. Horrifying isn’t it? That you weren’t consulted on what men should like.The big lie of course is that women don’t love being objectified. Funny, the multi-trillion dollar fashion, make-up, perfume, salon, beauty, medical augmentation industry tell us women spend vast fortunes specifically to be objectified by men.Â

  285. haha. u know what?this is super near my school but ï½—ï½… have not gone. now going to change school leh... sigh...

  286. le tabagisme est un désastre sanitaire parce qu’il est responsable de dizaines de million de décès dans le monde,dont un grand nombre sont des morts prématurées. la mortalité croit de façon régulière en fonction:_du nombre de cigarettes fumées, par effet cumulatif,_du degré d’inhalation de la fumée,_de l’age auquel on a commencé à fumer:la nocivité est multipliée par deux avant 20 ans.

  287. Love the idea of Burning Eve. I think I need to find some of the negativity that has a hold of me and burn it. A goal perhaps. And i love the look of fall like, but I too am having nightmares this fall. Fall seems to do something to me. The manmate brought me a dream catcher today in the hopes that it will help stave the scariness away at night. We’ll see – off to find something to hang it with.

  288. As a government employee as a teacher, who got RIF’d and hired back, I too am greatful for a job in a district where we have not had any pay raises since I got hired 5 years ago. Still, I’m lucky to be a teacher where pay is based on merit and years of service. Not everyone is lucky enough for this and I appreciate it.Twitter:

  289. […] There are many other sewing projects for beginners including some easy to sew pajama pants. To make these you would lay the fabric of your choice down and fold it into for layers. Then lays some folded pants down as your guide for the shape. Then you would sew the edges of the pants up. The crotch, however, is the hardest part, and for easier to understand directions you can click here […]

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  291. Chère Annie,:Je viens donc de relire votre ancien billet.permettez-moi d’être en complet désaccord avec vous sur le sujet de l’Europe.Mme Royal n’a nullement méprisé les « nonistes »Relisez donc sa proposition N°91 de son pacte présidentiel:91- Négocier un traité institutionnel soumis à référendum pour que l’Europe fonctionne de manière plus démocratique et plus efficace.Mais, peut-être, ce texte n’avait pas encore été publié au moment de votre billet en question….jf.

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  293. newsarama spelt thompsons name right…mr shalev…twas a good night, although apologies for my early exit due to a dodgy tum! i will admit however i was completely out of my depth with the levels of nerdiness you guys get to, at least lisa can follow your conversations!! talk to you soon, Happy New Year

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  295. salam sejahtera, saya nak bertanya, saya pernah menjalani ujian memandu kereta dan gagal kedua2 dilitar dan dijalanraya, persoalannya disini, saya x sempat nak membuat ulangan test semula disebbkan perlu pulang ke tempat belajar,boleh x saya tukar tempat belajar memandu ditempat yang lain dan negeri yang lain menggunakan lesen L tersebut.

  296. Ja ehdottomasti pitäisi saada kirjastoihin kirjoja jotka mollaavat skientologeja. Lukisin niitä itsekin riemulla. Valitettavasti Suomen laki kieltää jumalanpilkkakirjojen tekemisen – voi näetsen napsahtaa linnakeikaksi asti. Niitäkin olisi kiva saada.But, we are not living in a dreamworld. Todiste : Kaikkialla ei ole auringonpaistetta, koiranpentuja ja rehellisyyden puuskassa seppukua tekeviä skientologijohtajia "ja vastaavia".

  297. Whilst on the subject of berserker apocalypse from the heavens, Patrick Farley has been successful in his funding drive. (message to apokemon berserkers: please keep off the grass so that sheep may safely graze)

  298. Just wanted to say thanks, this was perfect. I was getting an error for my polymorphic STI “addresses” about missing the addressable_id – well, I hadn’t created the table properly! Thanks for writing this out!

  299. haha I was impressed with this too. He’s an idiot for riding that piece of junk without real gear, but I have to appreciate his utter badass lack of concern for the bike as it lays in ruins.

  300. Ça me met en rogne. Où a-t-on mis mon Barthes ? Je n’en ai qu’un, vieux, en poche, « Mythologies » et, fait exprès, juste au moment où Passouline en parle, impossible de mettre la main dessus ! On a déplacé Barthes. Sur les rayons de ma bibliothèque, avant Baudrillard (« Le crime parfait ») il devrait y avoir Barthes, il n’y a rien.Et je vous le demande : « Pourquoi y a-t-il rien plutôt que quelque chose ? ».Comme dirait l’autre, c’est une putain de bonne question.

  301. I just want to mention I am just all new to blogging and truly savored this web page. Most likely I’m likely to bookmark your site . You absolutely come with outstanding stories. Thank you for sharing your website.

  302. Hello! This is kind of off topic but I need some help from an established blog. Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to start. Do you have any ideas or suggestions? Thank you

  303. It’s a great marketing technique. Honestly, when I purchase clothes myself online….I feel like I am forced to spend whatever the minimum limit is just so I can avoid paying for shipping costs. However, I end up spending more money than I want to and I also end up with clothes that I didn’t love.

  304. Los rituales nos conectan con lo más íntimo. El tuyo me parece fantástico, muy simbólico. Un deseo que trasciende culturas, religiones y creencias, como el de mezclar las aguas que sellan las heridas del mundo, puede tener una fuerza increíble. Ojalá todos tus deseos convertidos en pequeñas gotas infinitas, se transformen en realidad, cual río en tormenta, cual nieve en océano. Un fuerte abrazo.Tu voto: 0  0

  305. Thank you for the sensible critique. Me & my neighbor were just preparing to do a little research about this. We got a grab a book from our area library but I think I learned more clear from this post. I am very glad to see such wonderful information being shared freely out there.

  306. Naked in -10 Fahrenheit? You guys are brave….or drunk….or drugged. At any rate, sorry about the family arguments. The family should be a place where you can come and there’s unconditional love. But just because that place isn’t with your family doesn’t mean you can’t have it at all. I’m sure you know that blood relatives isn’t conducive to togetherness and happiness. That is more of a spiritual thing.

  307. Okay so I have two blogs, one with blogger and one with wordpress, both have the same content. However, no one is visiting my blogger site, while people are visiting the wordpress one. How can I increase traffic on the blogger site?.

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  309. Vai acontecer o seguinte :1-Bruce Wayne vai ficar de molho por um tempo.2-Com fim de Brightest Day vai ocorrer OUTRA mega-saga onde Dick Grayson morre e Bruce Wayne retoma o manto.3-A revista da Liga é relançada com os 7 originais (Bruce Wayne , Barry Allen ,Hal Jordan …),com roteiros de Geoff Johns e desenhos do Ivan Reis. As capas serão variantes de Alex Ross e Jim Lee.

  310. This also defeats the idea that will of your so-called God is “unchanging”. And the issue here wasn’t that the stick-man was “testing the law”, but why it was necessary to put him to death in such a brutal way for performing a harmless activity. Would not gathering sticks for Israelite campfires during the Sabbath be beneficial to his people?

  311. to me, “but life is such a potpourri.”I sighed, with just a bit of pique. “You’ll meet someone with strong mystiquewho seems quite nice but very sleek.Your openness will be the key.Your story’s told.”Prognostication? Not unique. “You’re much too vague,” was my critique.But she insisted, “I foreseethat this is what shall be. Shall be.It doesn’t matter what you seek.Your story’s told.”

  312. great play by play discription of your travels in SF BAy Area.love it there and you have done well to point out the sights and even city lights book store.so many great places in the SF.Lived in Berkeley in early 70's.you could spend many a month in the bay area and never tire of it.each area has it's plus's.i will be back as i just discovered iseered.have fun enjoy life and smile often.

  313. The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.

  314. Ca dépend de la répartition des tâches… Mon ex m’aidait rarement, mais pendant que je faisait le ménage, il réparait mon char, il cordait le bois, il tondait la pelouse, il sortait les chiens, il taponait sur mon ski-doo…. Ca ma jamais déranger qu’il m’aide pas parce que j’aimais beaucoup mieux plier le linge pi avoir un auto qui va bien loll

  315. Valla herkes o kadar güzel katkılar yapıyor ki… Öncelikle teşekkür ederim. şiddetli rüzgar, sea-effect bulutlarını Güney Marmara’ya mı sürükleyecek acaba? Şimdi senin haritayı görünce dank etti… Doğu Akdeniz’de deniz suyu zaten 27-28 derece. Buharlaşma ve yağış feci olacaktır. Orada zaten bir alçak basınç oluşuyor. Yazının içinde de bahsetmiştim…Görelim bakalım yarın öbür gün modeller ne yöne evrilecek.

  316. Lokalhistorien i Bergen har tydeligvis mye å by på. Personligheter som Madam Felle fortjener sannelig en statue og sang, for å slukke den mannlige tørsten er jo det viktigste som finnes ;-)Ha en flott Pinse kjære du.Klem fra Marit

  317. Stu,The velour couch in thr House of the Seven Gables, oy! The cart in the kitchen SCREAMS “no frickin’ counterspace, and the sink in the bedroom SCREAMS “undersized bathroom.” Actually, i bet it is just a toilet. I also bet there are not enough closets in the MBR. But, at least, it has a room ac unit.

  318. Hmmm, okay, I will buy the fact that it could have been an employee. And it shouldn’t be hard to find the culprit. Just watch for the one driving out with the McCain/Palin bumper sticker on the back of their ride.Field,There’s probably allot of people with a Mccain/Palin sticker at that store. You see an incredible amount of anti-Obama bumper stickers down here. Obama might have won Florida but there is still much sentiment against him, at least over here on the gulf coast.

  319. Consult a doc.Eat only when hungry and not more than thrice a day. Nothing other than water in between. Include plenty of uncooked vegetables and fruits in each meal, preferably 50%. Chew each morsel at least 32 times to activate ur body to generate signals of hunger/fullness. Obey these signals.Take light exercises and brisk walks regularly preferably twice a day.U will achieve what u have not even dreamt and that too in a reasonable time. Do not be in a hurry.

  320. Perhaps the running of Rubio is a deliberate slap at the Democratic Illegal President. If they bring issue, their boy is exposed as the criminal he is, and the GOP gets to scream 'double standard'. If they keep quiet, the GOP get to run a strong contender to bring in Minority votes and sets prescient for the future, possibly eliminating the "Natural Born" Citizen clause and opening the door for whomever both party's please.

  321. dear AZANu have to put party on top of others! keputusan ini tidak sepatutnya berlaku jika u 'send the msg to the rightful channel' & resolve internally.dlm pkr yg baru merangkak di pahang semua org memainkan peranan penting. memang u kecewa ttp inilah ujian sebelum dtgnya cabaran yg lebih besar. i know u azan u r quite a firm guy & we used to be so closed so pls w/draw ur decision foe the sake of the party. indeed im not pkr but ppl as smart as u r needed in this country.bahas

  322. One aspect of religion that has troubled me is the notion that if you believe and accept, then all your sins will be absolved and you can go to heaven. So, the rapist, the murderer, and the liar all accept Jesus as their savior/GOD as the holy one, and so they are forgiven and granted access into heaven. There is no need to make amends to those we hurt, just accept and believe in GOD and all will be forgiven (maybe a few hail Marys?). I’m not sure I want to be in a place like that with people like that. If it exists.

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  324. Also uh wait wha tfacts/??? Things like that Lucas was Gargy Kurtz huis boss so he didn`t have to colleberate, and he logicly wouldn`t cause back then he was obdsessed wit pushing his vision and he had a deal to make the film, and didmn`t losten too all the cynics, he js followed his vision, so for Kurtz to say too somehow mindtricjk lucas into colleberation is a horrible lie. Or do you mwean aknowledhging that Lucas discribes detailed writig processes of Empire abd wiki states he…

  325. 50265dembo | 3b (4621:16) 1f1kiekiekie mama louise oyebaki te baluba bazalaka bongo ? kiekiekiekie baluba jamais bako diriger Congo tangu tozoyebisa bino nakati ya groupe na bino ba collabo baza wenze botiaki tembe lelo tosuki wapi tala bwakisa bango kosangana lisusu na baluba te soki tshisekedi azalaki ekolo mususu bien mais domage muluba jamais na tête ya Congo mama Louise bwakisa baluba baza miyibi f7

  326. Re the colored, circular chart classifying the world's languages according to their typological features:Group 2's features should be thought of as the neolithic innovation pattern, emerging with agriculture. The un-numbered group to the left represents the original, pre-agriculture pattern. Group 1 is, if not an actual hybrid of the two, at least a pattern that is mid-way between the others, sharing aspects of each.

  327. Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.

  328. This is a good sign. I have been a longtime reader of American Thinker and it is by no means a fly-by-night political blog. It is a high traffic site read by politicians, political scientists and many insiders on the Hill. This posting may not at face value appear like a big deal, but in my estimation it is. Like Bernie Goldberg's recent 'experiment,' I wager we will see the comment section for this article soar into numbers that dwarf any other recent articles posted there. Now if only Drudge would pick this up . . .

  329. Between me and my husband we’ve owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I’ve settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.

  330. any thing. Strange them londoners. If the childlike offerings on here are all they can muster it kinda proves my point. In other words harries chopper, if all you can do is call us sensative Northern supporters names, you’ve no chance. Learn some big words. Then show them to your mummy while she changes your nappy. Then she’ll give you a big hug, and tell you everything is alright. Keep tryin’ knob ed. We would miss your kind on here. Yours in laughter Mussy

  331. Outside of many of the early pontiac a-bodies, I have constantly liked the 64 the most. Guess it’s due to the fact it can be the only calendar year with side by side headlights. Quite pleasant, when you just wish to set a frame approximately it, then mount it on your wall.

  332. L’idée de base est très bonne, et plutôt bien menée dans ces différentes planches.Toutefois, le thème d’une fin du monde imminente a sans doute un arrière gout un peu trop acide pour vraiment faire (sou)rire, non ? Du moins, c’est ainsi que je le ressens…

  333. I’d have phrased it “Toronto re-elects David Miller. Good luck, you’ll need it” personally. (BTW David, this input window is a bit too wide and is overlapping the archives listings. Just FYI)

  334. Conrad,Indeed. I forget the source, but there is a very moving bit somewhere in the vast writings of Luther where he realizes that his beliefs are more or less the same as those of Jan Hus, who of course he was taught to consider public enemy #1.An interesting question, which I have no answer to, is whether the tie to Neoplatonism (which of course the Neoplatonists just knew as Platonism) is, in the biological parlance, homologous or analogous. Certainly one could make a case for Christianity as a branch of the Platonist tree. And yet the idea of the «the One» is hardly inaccessible…

  335. Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.

  336. Die Zusammenstellung der Stücke finde ich sehr gelungen, dafür würde ich fünf Sterne geben. Was die Qualität der Aufnahme betrifft, höchstens 2 Sterne, sehr entäuschend Auf einer hochwertigen Anlage kann mann wirklich nicht von genießen reden, für mich leider ein fehlkauf, ich werde Sie sofort wieder verkaufen.

  337. determinada escolha dos novos caças da FAB estão acompanhados, agora, da revelação de que o ministro Nelson jobim, na França, inicia a compra de quatro submarinos e um casco por preço dez vezes maior do que outra oferta, de submarinos mais qualificados. E cujo pacote,

  338. Katsoin Carrèren kirjojen kuvauksia Adlibriksestä. "Viikset" kuulostaa erikoiselta. Tai ei tuosta kuvauksesta oikein voi päätellä mitään: "Älykäs ja mukaansatempaava kertomus miehestä, joka ajaa viiksensä. Kukaan ei huomaa tätä radikaalia ulkomuodon muutosta, ei edes hänen oma rakas vaimonsa. Sinänsä vähäpätöisestä asiasta kasvaa valtava painajainen onko miehen koko elämä yhtä harhaa? Erehtyykö tai valehteleeko joku?"No, ainakin kirja selvästi kertoo viiksistä. 🙂

  339. Great post. I was checking constantly this blog and I am impressed! Extremely helpful information specifically the last part I care for such info much. I was seeking this particular info for a long time. Thank you and best of luck.

  340. That 23andMe plot of Eastern Europe is terrible.It’s hampered by too few reference populations (Poles, Ukranians, Russians), and the main components don’t correspond to east/west and north/south at all, so the labels make no sense.Their European wide plot is much better. And on that one Finns usually cluster above the Scandinavians and North Russians.

  341. Paisano, quedo impresionado una vez más, si no fueses mi rival en los bitácoras (y no te hubiese votado) te volvería a votar o pediría a mis hordas (de alumnos) que te votasen, ojalá ganes casi todos los carnavales…

  342. Krysser fingrene for Kira. Det er ikke gøy nÃ¥r dyrene ikke har det bra. VÃ¥r Sacha fikk fjernet livmora dor noen dager siden, sÃ¥ vi mÃ¥ fram med skjermen om natta sÃ¥ ho ikke skal ta stingene selv…Men det gÃ¥r nok helt fint:)Go lørdag til deg..

  343. Nydelig himmelbilder:)Jeg fjernet ordbekreftelsen for over et Ã¥r siden og har ikke fÃ¥tt en eneste spamkommentar inn pÃ¥ bloggen. Jeg fÃ¥r mailvarsling om de men blogger stopper de! SÃ¥ no prob… Jeg hÃ¥per alle fjerner denne forferdelige bekreftelsen…skal man kommentere pÃ¥ mange blogger, blir disse et hærk! Og sÃ¥ lenge det funker veldig bra uten, sÃ¥ ser jeg ikke problemet med Ã¥ fjerne det.Ha en super kveld:)

  344. Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  345. Appreciate it for sharing For Example:Heat Pump & Air Conditioner | Heat Pump – skysea with us keep update bro love your article about For Example:Heat Pump & Air Conditioner | Heat Pump – skysea .

  346. I must admit I had to look these up. I wouldn’t have thought of any of them spontaneously, and indeed I only knew a few of these songs. Don’t thank me, thank Google! This was the result of only a quick search – other pancake records must also exist, surely. But hopefully these might give a few ideas for DJing at future years’ pancake events – and the best part of a year is still available, to try to acquire some of these tracks.

  347. CARINA NINA comentou em 4 de setembro de 2011 às 00:29. JULIA… PARA QUEM É NEGRA, QUAL BATOM SERIA MELHOR PARA DAR O EFEITO “BATOM COM COR DE CORRETIVO”??

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  349. Is Breivik even a real person? All we've seen are the same couple of "photos" in every article along with "quotes" from his online persona. Where are the videos of this man speaking? Pictures of him during or since his arrest are strangely missing. Lots of photos of victims on the island but none of Breivik. The people on the island had cell phones, right? So where are the pictures and videos of him during the shooting spree?

  350. Ci sono stati momenti in cui ho davvero fatto sentire in quel modo… “paura e vergogna.” Ma è così vero che quando diventiamo una nuova creatura in Cristo, tutto cambia. Non posso dirvi quanto drammatica e completo che è stato per me, ma non vedo l’ora di provare nella seconda parte del racconto di Miranda… : )

  351. I think you’re right about the fact that South African fashion can compete with the world because they compete at the standards of international brands, but still we need more support! That’s why Woza is a great initiative! And bloggers DO have the future so good luck with your blog!